A year-by-year look at what students can do while they are still in college
Establishing a credit history and building a good credit score can be a bit of a Catch-22 for young adults.
Take two of my daughters. Just as one was wrapping up her freshman year of college, she applied for a credit card and was denied because she has student loans (even though no payments are due until after she graduates). Her older sister, who was about to graduate without any student loans, was denied because she had no credit record at all.